Summit Insulated Cooler Bag with Napkin Dispenser is made of 600D two toned polyester and insulated with PE foam and lined with waterproof PEVA. One side has net pocket, with elastic opening, for water bottle and front has zippered pocket, for accessories. Features a side pocket that has an easy-load zippered opening for loading napkins and an over-lapped opening for access to napkins. All zippers have ribbon extensions, in contrast color, for easy access and to compliment the two toned design.