Budgeting is planning and planning is budgeting! If you don't have a budget, you may experience financial struggles. Avoid financial downfall and keep more of your money with assistance from this Key Points™ Balancing Act, Sticking to a Budget informative tool. Each 2 1/8" x 3 3/8" pamphlet is printed on high-quality card stock with gloss coating and folds down to the size of a credit card for easy carrying in a wallet or purse. When your logo or message is printed on the side, this item makes the perfect promotion for banks, credit unions, financial advisors and more!